International life insurance is designed to help secure your family’s financial future in the event of your passing, providing a lump sum to support their lifestyle or cover any outstanding debts, such as a mortgage. Unlike domestic life insurance, which may not provide coverage if you are abroad, international life insurance ensures you are protected no matter where you are in the world.

With the optional accident benefit, your family will receive an additional cash lump sum if your passing is caused by an accident. In the event that you suffer a serious injury in an accident, Insurance Company will pay the cash lump sum directly to you.

The accident benefit is available only if you also purchase life insurance. You can opt for accident cover up to US$500k, £375k, or €500k, but the coverage amount cannot exceed the value of your life insurance benefit.

An income protection plan provides you with a replacement income if you’re unable to work due to illness or injury.

You can insure up to 75% of your annual salary, with a maximum payout of US$144k, £108k, or €144k. This is the amount the insurance company will pay you if you are unable to work due to illness or injury.